Ce site est une démonstration réalisée par IA par Lemoine Agency. Il ne représente pas une entreprise réelle.
Skip to content

See where this month's money went. No budget, no bank login.

Log what you pay in seconds. Depensia adds it up and shows you where it went, by category and month by month.

Create my free accountSee how it works

Free, on the web and on iPhone.

“So that’s where it goes.”

  • I gave up on two budgeting apps in a month. With Depensia I just log what I pay, and for the first time I can tell you what October cost me.

    ClaireNurse, paid on the 28th

  • I assumed rent was the problem. The breakdown showed me restaurants were. One look, and I knew.

    MalikCommutes by train every day

  • No bank login, no budget to set up. I add the receipt at the till and check the month on my laptop at night.

    InèsStudent, part-time job

Payday, then the 24th, then the question: where did it all go?

The money arrives once a month and leaves in dozens of small payments: a coffee, a train ticket, a late-night delivery. By the end of the month the account is lower than you expected and nothing tells you why.

Budgeting apps promised to fix it, then asked you to set limits, build categories and connect your bank before they showed you a single thing. Most people quit at that point. It was never a willpower problem: the app asked for work before it gave an answer.

Three steps, and only the first one takes any effort.

  1. Log it as you pay

    Amount, category, done. The date is already today and the note is optional, so it takes seconds, one-handed, at the till.

  2. See it counted

    It lands straight in the month's total and its category on your dashboard. No sums to do, nothing to set up.

  3. Look whenever you like

    This evening on your laptop or at the end of the month on your phone: the month's answer is waiting, the same on both.

Create my free account

One number first. Then exactly why.

Every screen opens on the month you're looking at, with the figures already worked out.

  • Your month in four figures

    Total spent, the change since last month in euros and per cent, how many expenses, and your average per day. Written plainly, never coloured red or green.

  • Where it went, by category

    A donut and a short list show each category's amount and share, largest first. Seven categories are ready from day one: Groceries, Restaurants, Transport, Housing, Health, Leisure and Other.

  • Six months side by side

    One bar per month shows whether this month is heavier or lighter than the ones before it.

  • Every expense, newest first

    Your five latest expenses on the dashboard, and the whole month one tap away, with amount, category, note and date on each line.

  • One month, every screen

    Pick September on the dashboard and the expense list shows September too. You always know which month a figure belongs to.

Log it at the till. Read it on the sofa.

Depensia works in your browser and on your iPhone with the same account. An expense you add on one shows up on the other the next time you open it, with the same totals to the cent.

Your bank stays out of it.

  • No bank connection

    You type what you spent. Depensia never asks for your bank login and never reads your account.

  • Your expenses are yours alone

    Each account sees only its own expenses. Nobody else can open your month.

  • No ads

    No adverts anywhere in Depensia.

Free. Then still free.

No card, no trial, no paid plan waiting further down the page.

Depensia

€0

  • Every feature
  • Web and iPhone, one account
  • No card asked, ever
  • No trial period
  • No paid tier
Create my free account

Before you ask

Is Depensia really free?

Yes. There's no card to enter, no trial that runs out and no paid tier.

Do I need to connect my bank?

No. You add each expense yourself, in a few seconds. Depensia never connects to your bank.

Which devices does it work on?

Any web browser, on a computer or a phone, and the iPhone. One account works on both and shows the same data.

Can I change the categories?

No. Every expense goes into one of seven fixed categories: Groceries, Restaurants, Transport, Housing, Health, Leisure and Other. There's nothing to set up.

Which currencies does it support?

Euros only. Every amount is in EUR, to the cent.

Will it send me emails or notifications?

No. No newsletters, no reminders, no push notifications. You open Depensia when you want to.

Next month, you'll know where it went.

Free, no bank login, no budget to set.

Create my free account